Membership Benefits
- Earn dividend on Capital Contribution
- Better yielding deposits and lower maintaining balance
- Tax-exemption on interest and dividend earnings
- Loan products with lower interest
- Access to the Death Benefit and Abuloy Programs
Individual Membership
Primary
Regular employees of the Corporate Members (refer to list below).
Requirements:
- Accomplished Membership Form
- 2×2 Picture
- Valid ID and Company ID
- Proof of billing (Utility bills showing permanent address)
- Minimum cash out of P1,400
| Capital | P1,000 |
| Savings | 300 |
| Membership Fee | 100 |
Secondary
Relatives of the Primary Members up to the second degree of consanguinity or second degree of affinity.
- Parents
- Siblings
- Children
- Spouse
- Grandparents
- Grandchildren
- Parents-in-law
- Siblings-in-law
- Children-in-law
- Grandparents-in-law
- Grandchildren-in-law
Requirements:
- Minimum age requirement is seven (7) years old.
- Personal appearance in compliance to the “Know-Your-Member” policy of Anti-Money Laundering Act
- Proof of relationship (Birth Certificate, Marriage Certificate, etc.)
- Accomplished Membership Form endorsed by the Primary Member
- 2×2 Picture
- Valid ID
- Proof of billing (Utility bills showing permanent address)
- Minimum cash out of P1,400
Capital | P1,000 |
Savings | 300 |
Membership Fee | 100 |
Corporate Members
| 1. ABS-CBN Broadcasting Corporation | 16. Eugenio Lopez Foundation, Inc. | 31. MERALCO Employees Savings & Loan Association, Inc. |
| 2. ABS-CBN Film Production, Inc. | 17. FGP Corporation | 32. MERALCO Energy, Inc. |
| 3. ABS-CBN Lingkod Kapamilya Foundation, Inc. | 18. First Gas Holdings Corporation | 33. MERALCO Financial Services |
| 4. ABS-CBN Global Limited | 19. First Gas Power Corporation | 34. MERALCO Industrial Engineering Services Corp. |
| 5. ABS-CBN Interactive, Inc. | 20. First Gen Renewables, Inc. | 35. MERALCO Mutual Aid & Benefits Association, Inc. |
| 6. ABS-CBN News Channel | 21. First Philec Corporation | 36. MFI Polytechnic Institute, Inc. |
| 7. ABS-CBN Publishing, Inc. | 22. First Philippine Holding Corp. | 37. MIESCOR Builders, Inc. |
| 8. Advance Telecommunications, Inc. | 23. First Philippine Industrial Corp. | 38. MIESCOR Logistics, Inc. |
| 9. Asian Eye Institute | 24. First Philippine Industrial Park, Inc. | 39. Philippine Commercial Capital, Inc. |
| 10. B. P. Insurance Agency, Inc. | 25. Indra Philippines, Inc. | 40. Pilipino Cable Corp. ( SVSC ) |
| 11. Cis Bayad Center, Inc. | 26. Knowledge Channel | 41. Rockwell Land Corporation |
| 12. Clark Electric Distribution Corp. | 27. Lopez Holdings Corporation | 42. Sky Cable Corporation |
| 13. Corporate Info. Solutions, Inc. | 28. Lopez, Inc. | 43. Trans Service Corporation |
| 14. Creative Programs, Inc. | 29. MERALCO | 44. TV Food Chef, Inc. |
| 15. E-MERALCO Ventures, Inc. | 30. MERALCO Employees Fund for Charity, Inc. |
Testimonials
TESTIMONIAL #1
From Engineering to Farming
George Salinas was one of Network’s Contract Administration Team Leader when he retired in 2010. From Meralco, he was hired as Purchasing Manager of the Royal Caribbean cruise and was later Vice President of Metro Jobs Manpower Services….
From Engineering to Farming
George Salinas was one of Network’s Contract Administration Team Leader when he retired in 2010. From Meralco, he was hired as Purchasing Manager of the Royal Caribbean cruise and was later Vice President of Metro Jobs Manpower Services.
His passion for farming, however, encouraged George to buy a 3,700 sq. meter farm land in Alfonso, Cavite which he named Nayong Kalikasan Organic Farm, a farm using modern farming technology such as aquaponics systems and drip irrigation applied to natural products. His main products include coffee (brewed), black pepper, red tilapia, pili nuts, chocolate drink, chili garlic sauce, etc. He is particularly proud of his coffee beans which are now available at several Select stores.
As a member of the Alfonso Farmers’ Cooperative, George also helps other farmers bring their products closer to their market.
To further expand his business, George availed of a Mesala Loan. He prefers Mesala because of its low interest rates and friendly and approachable staff. He also notes that Mesala gives back to its members through our Capital Contribution dividends.
George’s advises those who want to venture to their own businesses to consider the following:
- Look for a business that you love; aligned with your passion
- Enjoy and earn money
- Study your cost structure
- Identify your target market
- Focus on your core products
During the pandemic, sales of his products declined in his physical outlets but the significant increase in online orders, however, more than made up for the decline in sales.
George is certainly enjoying his time as a farmer. He notes that it’s less stressful than a corporate job and he and his family are able to enjoy nature’s harvest to the fullest.
And you, what are you passionate about? How can Mesala assist you? Talk to us. Mesala is ready when you need us.
TESTIMONIAL#2
MESALA: May KWENTO o May KWENTA?
- Former Active Employee member, now a Retiree member.
- Bayantel nagsimula maging member, retired working bilang Mesala employee,
- 31 years na miyembro…
MESALA: May KWENTO o May KWENTA?
- Former Active Employee member, now a Retiree member.
- Bayantel nagsimula maging member, retired working bilang Mesala employee,
- 31 years na miyembro.
Making my long story short, sa paulit-ulit na pag-avail ko ng Educational Loan at Consumption Loan, napagtapos namin ang 3 anak namin, 2 doctor at isang CommArts graduate. And not too long ago, dahil sa Business Loan, naipatayo ang Clinic ng anak ko, at kahati ng isa kong anak, naipa-renovate namin ang aming 3 door apartment, sa pag-avail ng Home Improvement Loan – a self liquidating loan sa Mesala, and sa kaunting natitira from the rental income, supporting the day-to-day expenses naming mag-asawa bilang retirees, not to mention the Interest na kinikita ng aming maliit na naipon sa Mesala both sa savings and capital.
Hindi man naging marangya ang buhay, pero ang pinakamahalaga, naitawid namin ang pag-aaral ng mga anak namin, napagyaman ang munting pag-aari, salamat Mesala.
So uulitin ko yung tanong ko: MAY KWENTO BA OR MAY KWENTA ANG MESALA? Sa pamilya namin, OO NAMAN. Mahalaga at Malaki ang naitulong ni Mesala. Maraming kwento (sa pag-lo-loan pa lang 😊) at sa totoo, sobrang may KWENTA sa buhay namin ang Mesala!
At sana sa magbabasa, pilitin mo'ng magkaroon ng kwento at kwenta sa pamilya nyo ang Mesala!
Ollie
TESTIMONIAL #3
MESALA and Me | From 20s to 50s and Beyond
By Amor Llanes Avendaño
Meralco Retiree, Former Senior AVP, Meralco and COO – General Manager, Customer Frontline Solutions, Inc…
MESALA and Me | From 20s to 50s and Beyond
By Amor Llanes Avendaño
Meralco Retiree, Former Senior AVP, Meralco and COO – General Manager, Customer Frontline Solutions, Inc.
To me, MESALA is more than a name. MESALA is my trusted go-to-financial partner.
In my 35 years and 9 months of working with Meralco, MESALA saw me through my financial needs. From consumption loan, stock loan, car loan, realty loan, among others. It witnessed how I was able to fulfill my dreams little by little. It was there for my firsts in life. From my twenties to my fifties and onwards…
20s. My first car was a second-hand blue shiny Toyota Liftback bought from Meralco colleagues through a MESALA car loan in 1990. I realized I wanted a car when one day, after work, I rode a bus, and the man seated in front of me didn’t give up his seat even if I was pregnant then. I promised myself right there and then that I would buy myself a car. Haha! At 25 years old, I didn’t mind paying for the monthly amortizations. It was like forced savings for me. And the convenience and safety of being in my own car was well worth it. My Papa taught me how to drive and he would drive for me to and from Meralco with my eldest child and second baby in tow before my Papa passed away at a young age of 52 two years later. That first car will be unforgettable.
30s. Our first home in Taytay, my family was able to build partly through MESALA too. I was 34 years old and undergoing the Branch Head Training Program. This is where we happily raised our four wonderful children and I brought my dearest Mom to live with us. It has been fully paid, thanks to my work in Meralco.
40s. Our first condo. I was forced to get a condominium in 2014 because of the over 2-hour long traffic from Rizal to the Metro. Two of my children were studying in distant schools then - my bunso at De La Salle University-Taft and our only daughter at UP-Diliman. This condo allowed us less stress in our daily commute and serves as our family’s second home.
50s. I learned from Robert Kiyosaki that real estate investing is one of the best ways to grow your assets and to hedge against inflation. With relatively low interest rates, and loans secured by Mortgage Redemption Insurance, we can safely invest knowing that our assets will increase in value over time. And we have something to pass on to our children when our time comes. And now, my dependents are enjoying their MESALA membership too. Our 2 bunsos recently got their own first condo through MESALA’s real estate loan. By God’s grace, all our properties have appreciated in value now, thanks to MESALA.
60s and Beyond. I am not yet in my 60. I still had 3 years to go before 60 when I retired from Meralco last September 2022. I look forward to growing not only the assets I was able to acquire through MESALA, but also the savings I have through the dividends coming in so I can pay off my remaining loans. I also am starting my own realty business so I may help many realize their property investment dreams too. We members are blessed that MESALA is here to protect us all from life’s surprises.
Through these years, I have always been confident in dealing with MESALA because of its people. The leaders and staff who cared to understand my and my family’s needs and offered their solutions, cheerfully served us even beyond their working hours, patiently replied to emails, SMS, Viber and Messenger, and graciously accommodated us when we came to visit. Hindi ka mahihiyang lumapit sa kanila. They are the ones who make MESALA a truly caring one-stop-shop trusted financial partner. Special shout-out to MESALA’s gems, the ever-reliable and indefatigable charming team of Ms. Ermy Macasero, Ms. Lovely Acle, Sir Norman Cunanan, and Sir Dan dela Peña. They are so supportive! I will never forget their kindness all these decades. Kudos also to all the tellers, staff and officers, all the past and present leaders and Directors, MESALA’s providers, and of course, Manong guard! May you all continue to provide the personal caring touch that I and my family know even as you grow bigger and stronger. Thank you for inviting me to share my MESALA story. May you continue to touch many more lives. God bless and congratulations! More power to MESALA!
TESTIMONIAL #4
Dream Car Come True
Years ago I was planning to buy something for myself, something that would make me and my loved ones happy and satisfied. – that is a brand new car. Back then, it was not ok because of my financial status.
Late last year I decided to pursue this dream, so I looked at different car dealers and ask SRP for a particular car model, which I prefer to be a midsize vehicle; either a small crossover or an SUV…
Dream Car Come True
